Welcome to The Beachy Budgeter!

Welcome to The Beachy Budgeter!

I’m Whitney, aka The Beachy Budgeter, and I’m so glad you are here! 

Before we jump into what The Beachy Budgeter is all about, I thought I would share a little bit about me. I’m a millennial fur mom, with a rocky financial past and a burning desire for financial freedom. 

I have made a lot of mistakes with money. I have misused (and overused) credit cards, racking up thousands of dollars of debt. I paid the minimums for years, incurring a mind-numbing amount of interest in the process. I lived paycheck to paycheck. I didn’t save much of my income and the meager savings that I did have would go to cover an emergency that my maxed-out credit cards couldn’t handle. I was embarrassed of my debt and I knew something had to change. 

In late 2018, I made a decision to change my financial ways. Let me tell you, it wasn’t easy but what I discovered is that sometimes, the hardest step is the one you take to get started. I had no idea what to do but I knew I had to start. Of course, I knew the common words of “budgeting” and “saving” but had no idea how to successfully implement them in my life. I was scared of the concept of a budget and even more afraid of my total debt number, because let’s be honest – I had spent years avoiding acknowledging that number. 

When I embarked on the journey to fix my finances, I was embarrassed. It was a mess of my own making and I didn’t want to share my situation with anyone, because I was afraid of being judged. I knew that if I was feeling this way, there had to be others out there that wanted to make changes but either didn’t know how or were too afraid to make the step to do so. 

Enter the concept of The Beachy Budgeter.

My goal for The Beachy Budgeter is to create a place where people can come and share their story, their wins and their missteps, a place free from judgement. I want to help those that may be struggling with debt or how to organize their finances know that they aren’t alone, and they can be successful in gaining control over their current finances. 

I am passionate about sharing the tips and tricks that have helped me during the last two and a half years and what I’ve learned along the way. I’m excited to embark on this journey with you!

-Whitney